CreditGo helps eligible customers apply for personal credit, review repayment details before accepting, and manage their loan relationship with RAY FINTECH LIMITED in Nigeria.
Loans are subject to eligibility checks, approval, and the final offer shown to you before confirmation.
Customer product
CreditGoContact CreditGo support for help with applications, repayment, account access, privacy requests, or service complaints.
Email supportCreditGo focuses on the essentials of everyday borrowing: a simple mobile application, secure checks, transparent repayment information, and support that helps customers stay on track.
Apply through a mobile-first process without visiting an office or submitting paper forms.
Review the amount, fees, repayment amount, and due date shown in your offer before you accept.
Keep track of your repayment details and get clear account support when you need help.
CreditGo keeps the borrowing journey straightforward, from account setup to repayment, with loan details shown clearly before you proceed.
Create your account and provide the basic information required for eligibility review.
Complete identity and account checks securely before a loan offer is presented.
Check the amount, fees, repayment amount, due date, and important notices before you accept.
After approval, receive your loan and manage repayment updates through the product and support channels.
CreditGo is operated by RAY FINTECH LIMITED in Nigeria. We take borrower responsibility seriously: clear loan information, secure data handling, and lawful customer support practices are part of the service promise.
We use customer information for account, verification, lending, repayment, support, compliance, and fraud prevention purposes.
Applications are reviewed digitally, subject to eligibility checks, approval, and the terms shown in the offer.
Loan amount, fees, repayment amount, and due date are presented for review before acceptance.
Customers can contact support@rayfintech.com for account help, repayment questions, privacy requests, or service complaints.
Find quick answers about eligibility, collateral, repayment terms, and support.
Customers in Nigeria may apply subject to identity checks, eligibility review, approval, and the terms shown in the product.
No physical collateral is required for the digital application process. Approval remains subject to eligibility and the final loan offer.
Yes. You should review the loan amount, fees, repayment amount, due date, and important notices before accepting a loan.
Email support@rayfintech.com for help with applications, repayment, account access, privacy requests, or service complaints.
Need help with your account, loan application, repayment, privacy request, or complaint?
Send a message to our support team for product, account, repayment, complaint, or privacy assistance.
support@rayfintech.comCreditGo is the digital lending product operated by RAY FINTECH LIMITED for customers in Nigeria.
Read legal pagesCreditGo is operated by RAY FINTECH LIMITED in Nigeria. The full Terms of Use and Privacy Policy below are the official agreements that govern your account, loan applications, repayments and how we handle your personal information.
Explains what personal information we collect, why we use it, how we share it, how long we keep it and the privacy rights you can exercise.
Read Privacy PolicySets out eligibility, account rules, loan offers, repayment obligations, fees, default handling and dispute resolution for using CreditGo.
Read Terms of Use